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Western Oregon University is committed to providing not only providing the best working conditions for our employees, but a strong retirement for our employees as well.



Retirement Overview


 Pension Plans

If you work 600 hours or more in a calendar year you are eligible to participate in a pension plan offered by Western Oregon University. You are eligible to enroll in one of these plans six full months after you begin working, and should receive enrollment information from the Human Resources Office before you become eligible to participate.

PERS (Public Employees Retirement System) offers classified and unclassified employees a defined benefit pension plus an individual account. Pension plans are based on your date of hire, years of service, and earnings. You accumulate assets in an individual account that is invested for you by PERS. Pension benefits are generally available when you reach normal retirement age.

ORP (Optional Retirement Plan) is a defined contribution alternative to PERS for unclassified employees whose career mobility may take them outside Oregon and to other employers. ORP participants select mutual funds and annuities for their investments, and participants manage their accounts with education and retirement planning services provided by TIAA-CREF and Fidelity Investments. A vested participant's account is portable to another employer's plan or may remain invested in the ORP if she/he leaves an Oregon Public University.



 Voluntary Retirement Savings Plans (Supplement Your Pension)

Two voluntary retirement savings plans offer a way to increase your retirement income through regular, planned investing. You determine how much to save each month, and your contributions are made to your account through payroll deductions. Using these plans will not reduce your retirement benefits or eligibility for PERS, the ORP, Social Security, or Medicare. You supplement your retirement benefits through as simple workplace savings plan that you may set up as soon as your first month of work, or anytime.

The voluntary retirement savings plans are available to all classified and unclassified Oregon Public University employees.

TDI (Tax-Deferred Investment 403(b) Plan)
is exclusively for Oregon Public University employees to supplement their retirement pensions. TDI savings offer tax advantages, either as pre-tax investments or as post- tax Roth accounts that allow qualified investment earnings to be withdrawn tax-free after retirement. TDI participants may choose mutual fund and annuity investment programs, and participants manage their accounts with education and retirement planning services provided by TIAA-CREF and Fidelity Investments.

OSGP (Oregon Savings Growth Plan)
is offered to Oregon public employees by PERS. The Oregon Investment Council manages a selection of investments on behalf of participants in the plan. An Oregon Public University employee may select the OSGP, the TDI or both plans.


Office of Human Resources 503-838-8490 | or e-mail: