Summer TErm


At Western Oregon University (WOU), summer session is the last term of the academic year for financial aid eligibility. Because summer session is the final term, a student who attends fall, winter, and spring term may have exhausted all their federal financial aid options for student loans and possibly grants.  Pell Grants are now available year-round to eligible students.

Summer Session 2018 Financial Aid Request Forms are now available. If you submit your form by June 8, 2018, you will be notified of your Summer Session aid eligibility between June 11-15, 2018.  Update: we continue to process applications as quickly as possible.  We received a large number of applications this year which has pushed us past our promised date.  We appreciate your patience while we work through the remaining applications. 

If summer term will be your first term at WOU you will need to complete your 2017-18 FAFSA no later than June 30, 2018. If you already filed a 2017-18 FAFSA but did not include WOU’s federal school code (003209), you can add our school by making a correction to your FAFSA.


To determine if you have federal direct loan eligibility remaining for summer 2018:

  1. Review the “Awards” tab on your My Financial Aid Portal
  1. Add your 2017-18 subsidized/unsubsidized loans to determine the total amount awarded
  2. If you attended another institution during summer 2017 (i.e., Oregon community colleges, EOU, OSU, and/or SOU), fall 2017, winter 2018, and/or spring 2018 and you received federal direct loans, you will need to include these loans as part your total
  3. You can retrieve your loan information by going to the National Student Loan Data System (NSLDS)


  1. Determine your annual federal direct loan limit based on your “Year in School” and FAFSA dependency status

Federal Direct Loans (Annual Limit)

Year in School and Earned Credits Total

Dependent Students


Independent Students

Freshman (0-44 credits) $5,500 $9,500
Sophomore (45-89 credits) $6,500 $10,500
Junior/Senior (90+ credits) $7,500 $12,500
Graduate (all graduate students are Independent) $20,500


  1. Annual loan limit – subsidized/unsubsidized loan awarded = Remaining eligibility for summer 18
    1. Example: “Joe College” is a junior “dependent” student
      1. 7500 annual loan limit – 7500 awarded during fall, winter, and spring term = 0
      2. Joe College will have no federal direct loan eligibility for summer term
      3. Joe College’s parent can apply for Parent PLUS Loan or Joe College can apply for a private educational loan (up to the estimated cost of attendance for summer)


If you are near or have reached your federal direct undergraduate/graduate loan limit, you may not be eligible for the entire annual loan limit or any student federal direct loans

To determine Pell Grant eligibility for summer 2018:

Your Pell Grant eligibility for summer 2018 will be any unused Pell Grant remaining from the 2017-18 academic year.

  1. Retrieve your Grant information by going to the National Student Loan Data System (NSLDS)
    1. Financial Aid Review
    2. Accept (terms and conditions)
    3. Log in with your FSA ID
    4. Scroll down to Grants
    5. Click on the Award Year(s) for 2017-18
    6. Remaining amount to be paid is what you may be eligible to receive (review after your spring term aid has disbursed)


Things you should know about summer term:

Summer term is unique from other terms at WOU.  Summer term is made up of eight separate sessions that financial aid monitors in terms of enrollment and aid eligibility.

    • 10 week session (6/25/18 – 8/31/18)
    • 8 week session (6/25/18 – 8/17/18)
    • 6 week session (6/25/18 – 8/3/18)
    • 4 week sessions (6/25/18 – 7/20/18 and 7/23/18 – 8/17/18)
    • 3 week sessions (6/25/18 – 7/13/18, 7/23/18 – 8/10/18 and 8/20/18 – 9/7/18)
  • You must enroll in all summer courses for which you intend to receive financial aid by the start of the term. Your enrollment for financial aid awarding will “lock” on the second Friday of the term (July 6th) and your aid adjusted to match your enrollment level…this includes concurrent enrollment courses with the community college. Per Federal regulations, NO increases for late enrollment can be made after this date.
  • If you register for classes in later starting sessions (7/23/18 or 8/20/18) which you later decide to drop, your aid will be adjusted. Once the term begins and if you’re thinking you might drop course(s) from one of the later starting sessions, it’s best to drop the class before it ever begins…this helps you avoid having to repay funds!
  • If you register for sequential sessions, your aid will be spread across the timeframe for all sessions. If you drop one of the sessions, your aid may be adjusted. Again, it’s best to drop before the course ever begins.
  • If your first course for summer term is in one of the later starting sessions (7/23/18 or 8/20/18), your financial aid will disburse the week before that portion of the term begins.



Financial Aid Office

toll free 1-877-877-1593 | or e-mail: | Location: Administration Building, Room 310